Moving to a New City?

We Make Home Buying Easy.

Relocating for work, family, or a fresh start? We help you secure the right home loan,

understand the local market, and make your transition stress-free.

Relocating? We Simplify Your Home Buying Journey.

Moving to a new city can be stressful, but we’re here to make the home loan process easy while ensuring you get the best mortgage for your situation.

Understand Your Buying Power – Get pre-approved before you move.

State-to-State Loan Guidance – We’re licensed in multiple states and can help you navigate different lending laws.

Fast & Virtual Mortgage Process – Get approved remotely before you arrive in your new city.

Special Programs for Relocation – FHA, VA, Conventional, and employer relocation loans available.

Local Market Expertise – We connect you with top real estate agents in your new area.

Find the Right Loan for Your Relocation

Which Loan is Best for Your Move?

Relocating homebuyers have unique financial situations, so choosing the right loan is essential.

Conventional Loans

Best for Buyers with Good Credit

Low down payment options (as little as 3%)

Available for primary, vacation, or investment properties.

Learn More

FHA Loans

Best for Low Down Payments

3.5% down payment for credit scores 580+

More flexible approval for buyers moving with limited savings.

Learn More

VA Loans

Best for Military Relocation (PCS Moves)

Zero down payment & no PMI

Special relocation benefits for active-duty military and veterans.

Learn More

Non-QM Loans

Best for Self-Employed & Remote Workers

Use bank statements, 1099s, or rental income to qualify.

Great for freelancers, business owners, and digital nomads.

Learn More

Compare Mortgage Options for Relocation

Buying a Home from a Distance? No Problem!

1️⃣ Get Pre-Approved Online – Secure financing before house hunting.

2️⃣ Work with a Relocation-Savvy Realtor – We’ll connect you with top agents in your new city.

3️⃣ Use Virtual Home Tours – View homes remotely before visiting in person.

4️⃣ Understand the Local Market – Get insights on home prices, taxes, and neighborhoods.

5️⃣ Close Remotely – Many states allow e-closings so you can finalize your home purchase before moving.

Start Your Home Loan Pre-Approval

Moving for Work or Military PCS Orders?

Corporate Relocation Programs: Many employers offer home-buying benefits—we help you navigate these programs.

Military PCS Relocations: VA loans make it easy for service members moving on orders to buy a home with zero down.

Temporary Housing & Mortgage Timing: We can help you time your closing so you can move seamlessly from one home to another.

Speak with a Relocation Mortgage Specialist

Common Questions About Buying a Home in a New City.

How early should I get pre-approved before relocating?

Ideally 3-6 months before your move.

Can I buy a home before physically moving?

Yes! Many buyers close remotely using virtual tours, e-signatures, and digital closings.

What’s the best loan for someone moving for work?

Conventional loans are great for employed buyers, while Non-QM loans help self-employed movers.

What if I need to sell my current home first?

Bridge loans or contingent offers can help transition smoothly.

Does my loan change if I move to a new state?

Loan terms vary by state, but we help navigate differences in taxes, rates, and lender requirements.

Still Have Questions? Let’s Talk!

Let’s Make Your Relocation a Success!

Moving to a new city is a big step, but your mortgage doesn’t have to be complicated. Whether you’re relocating for work, family, or a military PCS move, we make financing easy. Let’s get you pre-approved today!

Get Pre-Approved Now

Schedule a Free Consultation

Harmony Home Mortgage provides expert home loan solutions, including FHA, VA, Conventional, USDA, and Non-QM loans. Licensed in FL, GA, NC, SC, and MI, we make homeownership simple and stress-free.