Terms & Conditions

Welcome to Harmony Home Mortgage. These Terms and Conditions (“Terms”) govern your use of our website, www.harmonyhomemortgage.com (the “Website”). By accessing or using this Website, you agree to comply with these Terms. If you do not agree, please discontinue use of the Website immediately.

1. General Information

Harmony Home Mortgage is a mortgage brokerage company offering home financing solutions, including loan options, mortgage calculators, and educational resources.

Company Name: Harmony Home Mortgage

Business NMLS: 2629625

Founder’s NMLS: 1162063

Office Address: 3458 Lakeshore Drive, Tallahassee, FL 32312

Phone: 877-409-HART (4278)

Email: [email protected]

2. Use of the Website

By using this Website, you agree to:

Use the Website only for lawful purposes.

Not attempt to gain unauthorized access to our systems.

Not engage in fraudulent, misleading, or harmful activity.

Provide accurate and truthful information when filling out forms.

We reserve the right to terminate access to the Website for users who violate these Terms.

3. Mortgage Information Disclaimer

The information on this Website is provided for educational purposes only and does not constitute legal, financial, or mortgage advice.

Loan approvals are subject to credit approval, verification, and lender guidelines.

Mortgage rates and loan terms are subject to change without notice.

Submitting a pre-approval request does not guarantee loan approval.

Loan availability may vary by state and borrower qualifications.

For personalized mortgage advice, please speak with a licensed loan officer.

4. Privacy Policy & Data Collection

Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

By submitting a form, you consent to be contacted by phone, email, or text message.

We do not sell or share your data with unauthorized third parties.

We use secure encryption methods to protect user data.

View our full Privacy Policy here.

5. Third-Party Links & Services

This Website may contain links to third-party websites or services for additional resources. Harmony Home Mortgage is not responsible for the content, policies, or practices of these external sites.

Users access third-party links at their own risk.

We do not endorse or guarantee any external products or services.

6. Limitation of Liability

Harmony Home Mortgage is not liable for:

Errors or inaccuracies in mortgage rate calculations.

Temporary Website downtime or service interruptions.

Decisions made based on the information provided on this Website.

To the fullest extent permitted by law, Harmony Home Mortgage disclaims all warranties, express or implied, including warranties of merchantability or fitness for a particular purpose.

7. Intellectual Property Rights

All content on this Website, including text, images, logos, and designs, is owned by Harmony Home Mortgage and protected under copyright and trademark laws.

Unauthorized reproduction, distribution, or modification is strictly prohibited.

Users may download or print information for personal, non-commercial use only.

8. Updates to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the Website after modifications constitutes acceptance of the updated Terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida. Any disputes arising from these Terms shall be resolved in the appropriate courts located in Florida.

10. Contact Information

For questions about these Terms, please contact us:

Harmony Home Mortgage

Address: 3458 Lakeshore Drive, Tallahassee, FL 32312

Phone: 877-409-HART (4278)

Email: [email protected]

These Terms and Conditions are effective as of January 1, 2025.