Your Dream Home Starts Here: Mortgage Solutions You Can Trust

Fast, reliable, and personalized home financing in Florida, Georgia, North Carolina, South Carolina, and Michigan.

Get Pre-Approved Today

Explore Loan Options

850+

Apartment Sale

957+

Completed Project

53+

Award Winning

1539+

Happy Clients

Why Homebuyers & Homeowners Choose Us

Low Rates & Fast Approvals – Competitive mortgage rates and quick processing.

Personalized Loan Options – Programs for first-time buyers, veterans, and self-employed borrowers.

Expert Guidance, Every Step of the Way – 12+ years of mortgage experience.

Licensed in FL, GA, NC, SC, and MI – Trusted mortgage solutions across multiple states.

Find the Right Loan for You

Find the Best Mortgage for Your Needs

01.

Conventional Loans

Ideal for borrowers with strong credit. A great option for buyers with good credit and stable income, conventional loans offer low rates, flexible terms, and competitive down payment options.

02.

FHA Loans

Low down payment options for first-time buyers. FHA loans make homeownership possible with as little as 3.5% down, flexible credit requirements, and competitive interest rates.

03.

VA Loans

Exclusive benefits for veterans and active-duty military. VA loans offer zero down payment, no PMI, and low interest rates—exclusively for veterans, active-duty military, and eligible spouses.

04.

USDA Loans

Zero-down financing for rural and suburban buyers. A USDA loan offers 100% financing, low interest rates, and flexible credit requirements, making homeownership more accessible in eligible areas.

05.

Non-QM Loans

Flexible solutions for self-employed and investors. Non-QM loans provide alternative mortgage solutions for self-employed borrowers, business owners, real estate investors, and those with non-traditional income.

06.

New Construction Loans

Financing for building a new home. Whether you’re working with a builder or financing a custom home, we offer construction loans with flexible terms, interest-only payments, and easy conversions to permanent financing.

Compare Loan Options

Calculate Your Mortgage Payment

Home Price

Interest Rate

Loan Term

Down Payment

Get a Personalized Quote

Real Clients. Real Results.

Khristine and her team made the home loan process seamless! As a first-time buyer, I had so many questions, but they guided me every step of the way. I couldn’t be happier with my new home!

Sarah Mitchell

First-Time Homebuyer

Harmony Home Mortgage provided the best financing options for my investment properties. Their quick approvals and expert advice made the process effortless. Highly recommend!

James Carter

Real Estate Investor

Being self-employed, I thought getting a mortgage would be a challenge. But Harmony Home Mortgage found the perfect loan for me with flexible options. Their expertise made all the difference!

Mark Reynolds

Self-Employed Homebuyer

See More Reviews

The First-Time Homebuyer’s Guide: Everything You Need to Know

Buying your first home is an exciting milestone, but it can also feel overwhelming. From understanding mortgage options to saving for a down payment, there’s a lot to consider. That’s why we’ve create... ...more

Hartfelt Buying Tips

April 01, 2025•4 min read

Mortgage Myths & Facts: Separating Truth from Fiction

Don’t let mortgage myths hold you back. Learn the truth about down payments, credit scores, loan approvals, and more. ...more

Hart-to-Heart Stories

April 01, 2025•5 min read

Mortgage Loan Types Explained: FHA, VA, Conventional, USDA, and Non-QM Loans

Learn about FHA, VA, Conventional, USDA, and Non-QM loans. Find the best mortgage option for your needs today. ...more

Hart of Mortgages

April 01, 2025•4 min read

Expert Advice for Smart Homeownership

Stay informed with The Hart of Homeownership, your trusted source for expert mortgage insights, home buying tips, and financial strategies.

Ready to Take the First Step?

Let’s get you pre-approved for the best mortgage options available.

Start Your Application

Harmony Home Mortgage provides expert home loan solutions, including FHA, VA, Conventional, USDA, and Non-QM loans. Licensed in FL, GA, NC, SC, and MI, we make homeownership simple and stress-free.