About Spring Henry

The Girl Next Door with the Keys to the South

Southern Roots. Smart Lending.

Real Relationships.

Hey y’all, I’m Spring Henry—a mortgage loan originator, a proud Valdosta native, and someone who believes in doing business with heart. Whether you’re buying your first home or just dreaming about it, I’m here to make that journey feel simple, personal, and full of Southern hospitality.

I’m not just here to close loans—I’m here to open doors, build trust, and help you fall in love with where you live.

Mission

To empower families across South Georgia and North Florida with honest guidance, heartfelt service, and hometown lending solutions—so they can plant roots in a place they love, with someone they trust.

Vision

To redefine what it means to be a lender by leading with connection, not commission—where every client is treated like a neighbor, and every home loan feels like a welcome home.

Core Values

Neighborly Trust

We do what’s right—even when no one’s looking. You can count on transparency, honesty, and a helping hand at every step.

Southern Hospitality

Warm welcomes, thoughtful service, and a personal touch that makes working together feel more like a friendship.

Relationships Over Transactions

Your story matters. This isn’t just about numbers—it’s about building something meaningful, together.

Passion for Place

We believe in loving where you live. We champion local stories, local homes, and the beauty of life in the South.

Empowerment through Simplicity

We break down the mortgage process so it’s easy to understand, giving you the confidence to make smart decisions for your future.

Core Values

Neighborly Trust

We do what’s right—even when no one’s looking. You can count on transparency, honesty, and a helping hand at every step.

Southern Hospitality

Warm welcomes, thoughtful service, and a personal touch that makes working together feel more like a friendship.

Relationships Over Transactions

Your story matters. This isn’t just about numbers—it’s about building something meaningful, together.

Passion for Place

We believe in loving where you live. We champion local stories, local homes, and the beauty of life in the South.

Empowerment through Simplicity

We break down the mortgage process so it’s easy to understand, giving you the confidence to make smart decisions for your future.

More Than Mortgages

You might’ve seen me on American Dream TV, sharing the charm of South Georgia with the world. Or maybe we’ve crossed paths online through my content or community work. However you find me, just know—my mission stays the same: to help you feel at home in the process, not just in the house.

You bring the sweet tea - I'll bring the keys!

Quick Facts

Licensed Mortgage Loan Originator | NMLS# 2100715

Huge Football Fanatic!

Based in Valdosta, GA

Featured on American Dream TV

Taught for 20 years!

Obsessed with pink, porch swings, and bringing joy to the journey

Recognized & Respected!

This isn’t just a job—it’s a calling. And folks are taking notice.

UWM Pro Elite – Best of the Best

Handpicked by United Wholesale Mortgage for delivering five-star service and results.

Motto Mortgage Ground Breaker

Recognized for blazing new trails in the mortgage world—and always putting people first.

Featured In:

Bankrate: Should You Use a Realtor’s Preferred Lender?

Can my agent require me to use a specific lender? No. “RESPA prohibits agents from obligating buyer clients to use their preferred lender,” says Spring Henry, a mortgage loan originator with Motto Mortgage in Marietta, Georgia. “Agents are not allowed to require any lender, and doing so can result in the loss of their license and lawsuits.

– Spring Henry, featured in Bankrate

Credible: How to Improve Your Credit Score for a Mortgage

When purchasing a home, the consumer wants their credit score to be as high as possible because the credit score has a direct impact on the rate that they will get,” says Spring Henry, mortgage loan originator at Motto Mortgage Cooperation in Valdosta, Georgia. “Many other factors contribute to the [loan] rate, but the credit score is a leading factor in the rate received. The higher the credit score, the less risky the loan is for the lender. The lender rewards this by giving the best rates to the best credit scores.

– Spring Henry, featured in Credible

Let’s Talk Over Coffee (or Sweet Tea!)

Whether you’re buying, refinancing, or just exploring your options, I’d love to be your guide. I’m here to listen, answer your questions, and help you take the next step with confidence and care.